Ace the CII Certificate: General Insurance 2026 IF2 Challenge – Unlock Your Future!

Question: 1 / 400

What is typically excluded from Comprehensive cover regarding tyres?

Wear and tear

Damage caused by road punctures or bursts

Comprehensive cover in insurance typically offers a broad range of protections, but it does have certain exclusions. When it comes to tyres, wear and tear is a common exclusion, meaning that gradual deterioration due to regular use is not covered. Damage caused by road punctures or bursts falls under the category of operational wear rather than an incident that leads to a claimable event. This means that while your policy may cover other forms of damage, it does not cover damages that result from usual road hazards like punctures or blowouts. Therefore, the typical exclusion of damage caused by road punctures or bursts aligns with common insurance practices and coverage definitions, making it the correct choice in this scenario.

In contrast, fire damage and accidental damage are generally covered under comprehensive insurance; hence, they would not be correct answers.

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Fire damage

Accidental damage

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